When searching for a debt consolidation loan, when you already have a house, comparing and negotiating may save you thousands of euros.
You can get a housing loan
- Mortgage Companies
- Credit Unions
Prices vary from one lender to another, so to get the best price you negotiate with multiple lenders.
A mortgage broker can also get a loan. They do not lend money directly, but you are looking for a lender to let you money.
A broker gives you the opportunity to choose between several options as it comes in contact with several lenders, giving you a choice between different conditions for you to choose the best option for you.
You should contact more than one broker, besides going to several banks and savings banks.
Fees housing loans
A home loan involves various fees, but these fees are negotiable. Every lender or broker should give you an estimate of fees beforehand and should also find out the details of each fee.
Some fees are paid when you apply for the loan (such as pricing), and others are paid at the end. You can include these costs in the loan, but it will increase the loan amount and the total cost.
Once you have several offers, negotiate with which most interests you.