To perform any service or operation, we should consider having a budget. We tell you everything you need to know about them.
Get a quote should be the most natural thing in the world. However, in many cases, we do not. This, depending on the procurement of services or purchases you make can be a real mistake. why? Very simple. First, because it could cost you much more than you expected. Second, because it can give you the odd headache with surprises that were not included. Third, because you will not have been able to have the chance to compare, which is inevitable to hit with a decision.
Although the budget by definition are several things at once , and in that sense the types of budgets are also classified in this case we want to emphasize the consumer budget. That is, in that as consumers we ask when we are thinking about buying something or order a service. In cases stores to the public with specific products that can not adapt or customize, it is likely that this document will not be necessary, but in everything else, any circumstance could cause costs to skyrocket, and as each company It is free to place their own prices, provided you should know.
How is a good budget?
Although Following are the types of budgets, including those that have nothing to do with our topic today, ie consumer budgets, before I would define a good budget this formula. That is, once you get a quote by a company or professional, how can you know if you really put that paper is something you can not completely trust a take surprises? Incredibly, both the format and the data appearing on a budget can be key to deciding. Take note of the following tips to identify a good budget !:
- Full details of the company are included
- It is personalized with your personal data. It is a way of saying that cares as a customer and that probably is a company that will try to make your experience as pleasant as possible.
- All items to be carried out include detailed. The detail is key. There sloppy indicating the total budgets and little else. Then there is no way to claim the extra costs and contingencies that may arise.
- A good budget includes contingencies or extra costs that may arise. You can clarify them or not in price, but indicates in advance the customer. This means that one has bothered to analyze the situation well and anticipate possible problems you may have and to increase the total expenditure is budgeted.
- You must specify the tax that must be paid, and the total thereof. Sometimes we do not have the invoices to VAT and does not include many budgets. Especially when it comes to high costs, including a 21% increase on that basis can be painful and sometimes throw us back because we have been spending that we could afford. Best avoid surprises.
The types of budgets
In addition to consumer budgets, of which you have spoken above, there are more types of budgets . In fact, there are different ways of classifying budgets, and in many cases depends on what they are doing. In the world of business, a budget is a way to control spending, and when we refer to the term in that sense, the types of budgets could be classified as:
Types of budget funds as
- Public budgets
- Private households
Types of budgets by function
- Main Estimates
- Auxiliary budgets
Types of budgets at cost
- Estimated Budget
- Standard budgets
There are other types of budgets that are associated with the sector in which the company moves, or sector that are hiring to perform an external task in business. At the same time, we also call budgets to public statements presented, usually annual, which is estimated as the cost of each State to its citizens will be distributed.
How many budgets must order before making a decision?
Returning to the purely commercial budgets, which request as final consumers, it is one of the most common questions regarding budgets. How many budgets are necessary to say that we can already decide? I actually am one to think that there is no exact number of budgets to ask, but should be requested at least two or three. According to the price differences to be offered in these cases, and also the expectations that had the consumer, as well as the opportunity exists to achieve a lower cost, should be asked or not, any more.
In any case, to decide not only always important number of budgets but also the quality of these . Previously several guidelines define how it is a good budget. I think back to that paragraph may help you understand if you actually already have everything you need to make a decision and you still have to check a few options.
Always free budget?
Another of the most common questions when it comes to budgets is precisely the question of its price. Do you have a cost budgets? Actually, when we talk about the type of commercial budget requested by the consumer, but otherwise created, they can have a cost. At the end of the day, business or professional has to spend time analyzing the problem to bring all solutions in this document that allows us as customers know the exact price you will pay.
Of course, as consumers do not see very well to pay to end the operation is not carried out, there are many companies that issue their budgets for free . But beware, it need not always be the case and there is nothing illegal in charge for the time taken to set up a budget. It is best to ask before you ask about its cost.
What if the budget is will not meet?
It is also quite common that once begun the work that has been budgeted , has not determined costs and the final price rise. Best to avoid this happening, and that your portfolio is carried unpleasant surprises is precisely follow the advice we gave in the previous section about how to make a good budget. If everything is, and also specified contingencies, it should not happen that you escape some hands.
Have you ever tried any of these problems with a budget already closed ?